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Companies must apply for each product, submit detailed specs and packaging, and pay $300 per product ($150 annual renewal)

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The costs of mitigating this externality of TPW in a mid-sized metropolitan area (such as has been implemented in San Francisco) can be offset by a fee of approximately $0.20$0.40 per pack

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*** In case there is any doubt that insurers place profit above health, consider their investments in tobaccoPrudential Financial provides life insurance and long-term disability coverage and is also a major owner of tobacco stocks, with total tobacco holdings of $264.3 million